One Opportunity at a Time
FiMaTrA (Financial Markets Transformation Agency) is on a mission to bring everyday people and businesses closer to the heart of Uganda's financial markets — through innovation, education, and inclusive platforms like Sentelink.
Who We Are: FiMaTrA exists to challenge the status quo of Uganda's financial landscape. In a market where most people remain unbanked and unaware of the power of financial markets, we are pioneering bold, practical solutions to make finance inclusive, accessible, and empowering.
Our Approach: We believe in starting small, scaling smart, and staying people-centered. That's why our first platform — Sentelink — focuses on peer-to-peer lending and investment for individuals, with future expansion into SME financing and a stock exchange.
To create a fully integrated digital financial ecosystem that supports investment, borrowing, and business growth — culminating in a local version of a fully digital stock market platform.
Sentelink is FiMaTrA's flagship digital platform — a peer-to-peer financial marketplace that connects those who want to grow their money with those who need flexible access to capital. Whether you're looking to lend and earn returns, or borrow responsibly, Sentelink is designed with fairness, ease, and partnership in mind.
Invest in real people. Earn real returns.
Access cash when you need it — without predatory traps.
Empowering Financial Independence — Together
We're a Growth Platform. Sentelink is designed for both borrowers and lenders — giving you the freedom to either access capital or grow your savings through real, community-based investing.
No aggressive debt collection. No hidden fees. No unrealistic repayment terms. Just transparent financial partnerships that serve both sides.
We intentionally design our platform to serve salaried individuals excluded by traditional lenders, entrepreneurs who can't meet rigid collateral rules, and people who want to invest but don't know where to start.
We are building a trusted network where shared resources fuel shared success.
We are 100% locally rooted. Our approach reflects the realities, needs, and aspirations of our people — not imported systems that don't fit our context.
Sentelink is just the beginning. We're building a full financial ecosystem:
Peer-to-peer lending and investment marketplace connecting everyday Ugandans with fair, transparent financial services.
Expanding to provide capital solutions for small and medium enterprises and startup businesses across Uganda.
Creating a local digital stock market platform to democratize investment opportunities for all Ugandans.
Full online bank offering flexible saving, investing, and borrowing solutions in one comprehensive platform.
With the right tools, knowledge, and access — every Ugandan can participate in the financial market.